Gemma Mitchell Gemma Mitchell

Don’t Let Fake News Derail Your Super Strategy!

Heard the rumours about super access age rising to 70?
Before you panic or write off super altogether, let’s unpack what it really means—and what your retirement strategy should look like if it ever did happen. (Hint: the key isn’t fear, it’s flexibility.) If you want more control, more options, and a plan that works whether you retire at 40 or 90—this one's for you.

Read More
Gemma Mitchell Gemma Mitchell

My PocketMoney Backflip

I used to be a tad against pocket money — until I wasn’t.

In this follow-up to my original blog on why we didn’t do an allowance, I share what changed, why we introduced pocket money in our household, and the surprising impact it’s already had on our kids’ money habits. If you’ve ever questioned how to teach children about the value of money without handing over control of your budget, this is a practical and honest read on how small shifts can lead to big learning.

If you’ve ever felt like you should “know better” by now, or you’re trying to reset your money habits once and for all, this one’s for you.

Read More
Gemma Mitchell Gemma Mitchell

8 Things I’d Tell My Younger Self About Money

Trying to get your finances on track but feeling like you’re always behind?

In this blog, I’m sharing 8 honest lessons I wish I knew earlier—from car loans I didn’t need, to the pressure of looking like I had it all together because of my job. These are the real, behind-the-scenes money moments I’ve lived and learnt from across two decades in finance.

If you’ve ever felt like you should “know better” by now, or you’re trying to reset your money habits once and for all, this one’s for you.

Read More
Gemma Mitchell Gemma Mitchell

Mechanics and Marriages Get Second Chances —Why Not Financial Advice?

Had a bad experience with a financial adviser and sworn off getting help again? You’re not alone—but that doesn’t mean you should go it alone forever. In this blog, I explore why one poor experience doesn’t mean financial advice isn’t for you, and how finding the right support—whether it’s an adviser, a coach, or a one-off strategy session—can make all the difference to your financial future.

Read More
Gemma Mitchell Gemma Mitchell

Budget Blowouts: 5 Ways to Bounce Back

Blew the budget (again)? Don’t throw in the towel just yet. In this blog, I share five simple, realistic steps to bounce back after overspending—without guilt, shame, or starting from scratch. Learn how to stop the spiral, make quick adjustments, and build a resilient money mindset that keeps you moving forward.

Read More
Gemma Mitchell Gemma Mitchell

DIY or call in the Pros?

Still DIY-ing your finances and wondering if it’s time to bring in an expert? In this blog, I break down when to go it alone, when to call in the pros, and how to know which type of financial help is right for you. Whether you're feeling stuck, facing a big life change, or just want peace of mind, this is your guide to getting the right support at the right time.

Read More
Gemma Mitchell Gemma Mitchell

Are These “Good” Money Habits Keeping You Broke?

Think your money habits are helping you? Maybe—but some well-meaning financial moves could be keeping you stuck. In this blog, I unpack 8 common habits (like chasing credit card points or avoiding all debt) that might be doing more harm than good—and how to tweak them for better financial outcomes. It’s time to make your money habits work for you, not against you.

Read More
Gemma Mitchell Gemma Mitchell

Where To Go for Help

Feeling overwhelmed by your finances and not sure where to turn? This blog breaks down the key differences between financial coaching, professional advice, and free counselling services—so you can find the right support for your money goals, no matter your situation. Whether you need guidance, education, or crisis help, there’s an option for you.

Read More
Gemma Mitchell Gemma Mitchell

Your Net Worth Is Not Your Self-Worth

Let me say it louder for the people in the back: Your net worth is not your self-worth. In this blog, I share why tracking your finances is helpful—but not the whole picture. Learn how to separate your financial progress from your personal value, embrace the ups and downs, and build confidence that isn’t tied to a number.

Read More
Gemma Mitchell Gemma Mitchell

Who Are You Getting Your Investment Advice From?

Getting wealth-building advice from social media, friends, or your parents? In this blog, I break down why there’s no one-size-fits-all path to wealth, how to filter out the noise, and why your financial strategy needs to be tailored to you. If you’ve ever felt unsure about who to trust when it comes to money tips, this is your reality check.

Read More
Gemma Mitchell Gemma Mitchell

The Invisible Checklist

Feeling stuck chasing someone else’s version of success? In this blog, I share my story of ticking all the ‘right’ boxes—career, house, marriage—only to realise they weren’t my goals after all. If you’ve ever questioned whether the life you’re building actually reflects what you want, this is your sign to pause, reassess, and rewrite your own checklist for success.

Read More
Gemma Mitchell Gemma Mitchell

10 Financial Mistakes People Make in Their 30s

In your 30s and trying to get your finances sorted? You’re not alone. In this blog, I break down the 10 most common money mistakes I see people make in their 30s—from buying flashy cars to ignoring super—and how to avoid them. Whether you’re climbing the career ladder or planning for a family, this is your decade to build a strong financial foundation.

Read More
Gemma Mitchell Gemma Mitchell

The Weight of Managing Family Finances

Are you the ‘money person’ in your household? I get it—I've been there. In this blog, I open up about the pressure of managing family finances solo, even as a financial expert, and why sharing the load with your partner isn’t just practical—it’s essential. If you’ve ever felt the weight of keeping it all together financially, this one’s for you.

Read More
Gemma Mitchell Gemma Mitchell

You’re Not Stuck- You have Options

Whether you're starting from scratch or looking to reinvent your financial strategy- it's common to feel stuck. But there is more than one way to build wealth.

Read More
Gemma Mitchell Gemma Mitchell

Do you really need life insurance?

Home, car, pet, private health—the list of ‘must-have’ insurances seems never-ending. So, is life insurance something you also need?

Read More
Gemma Mitchell Gemma Mitchell

Money Mistakes to Avoid

Who among us hasn't stumbled financially at one time or another? Let's be honest, making money mistakes is practically a rite of passage—after all, being human means making mistakes! Rest assured; you are not alone!

Read More
Gemma Mitchell Gemma Mitchell

How Financially Fit are you?

Are you financially fit or a bit bent outta shape? It’s time to find out! Take our quick quiz and see how your finances stack up.

Read More
Gemma Mitchell Gemma Mitchell

Well, I didn’t expect that!

Thought one year post-separation would be easier? So did I. In this deeply personal reflection, I share how 2024 unexpectedly became the year I stopped surviving and started healing. From setting boundaries to prioritising my wellbeing, this post is a reminder that transformation isn’t always tidy—but it’s worth it. If you’re navigating life after a major reset, this one’s for you.

Read More
Gemma Mitchell Gemma Mitchell

Pocket Money- yay or nay? It’s a no for me!

Wondering whether to give your kids pocket money? You’re not alone. In this blog, I share why we don’t do a regular allowance in our household, what I’ve learnt from my own upbringing, and how to teach kids about money without adding stress to your own budget. Whether you’re for or against pocket money, this is a practical guide for raising money-smart kids in a way that fits your values and your cash flow.

Read More
Gemma Mitchell Gemma Mitchell

The unravelling of happily ever after

Starting over after separation? I’ve been there. In this blog, I share my personal story, how to take back control of your finances after divorce, why money mindset matters, and the steps to rebuild your financial future with clarity and confidence—even if you're feeling completely overwhelmed. A must-read for anyone navigating life after a financial or emotional reset.

Read More